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Stichworte: insurance/agents
An insurance company would MOST likely pay benefits under an accidental Death
Health insurance policies typically contain a provision stating that insureds
What is the name of the contract between an insurance company and an individual?
All of the following are characteristics of universal life insurance, except:
Which state entity is responsible for issuing a certificate of authority for an insurance company?
What are the three primary sources of health insurance three correct answers?
Insurance policies are offered on a take it or leave it basis, which make them
When an insurance company needs to provide a payout, the money is removed from
What are reasons for the rapid rise of health care costs in the United States?
In a buying center, purchasing agents or purchasing managers are also known as
Which type of life insurance is normally associated with a payer benefit rider quizlet?
What is the reason the law of large numbers is necessary for insurance quizlet?
Which of the following statements about limited-payment life insurance is true?
Which of the following is a factor that will affect your auto insurance premium quizlet?
All life insurance and health insurance contracts contain all of the following EXCEPT
What is the money called that you have to pay before insurance pays their part?
Which one of the following statements about variable life insurance is correct?
What is a good amount of medical coverage to carry on your homeowners insurance?
Which of the following entries records the payment of insurance for the current month
How many hours of continuing education in ethics must Louisiana life and health agents complete every 2 years?
Which of the following coverage Concepts about extra expense insurance is accurate
An individual licensed as an agent must notify the Texas Department of insurance on a monthly basis
Insurance on a companys buildings would most likely be classified as a ______________ cost?
Which is included in the goal of the Health Insurance Portability and Accountability Act HIPAA )?
Most common health insurance claim form used to file claims for physicians services
Which of the following statements regarding term life insurance is incorrect Quizlet
What insurance provides protection against financial loss due to illness or injury?
J is issued a life insurance policy with a death benefit of 100 000 she pays $600
Which of these life insurance riders allows the applicant to have excess coverage
When an applicant applies for a health insurance policy a producer is NOT required to
When convertible term life insurance is converted to a permanent policy the insured must?
If an agent is advertising a life insurance policy, the agent must disclose the Quizlet
What is the name of the insurance program in the US that covers low income individuals administered state by state?
What type of specialized training is not required before working with biological agents?
What is the waiting period on a waiver of premium rider in life insurance policies
Under rule 537.11, must licensed real estate sales agents always use promulgated forms?
Why would the commissioner of commerce examine the records of an insurance company?
What happens to the total amount of premium paid for an insurance policy when the payment frequency
What is a requirement if you want to transfer your insurance licenses to the state of Florida from another state?
Which of the following would be covered under a business liability insurance policy Quizlet
Insurance/agents must in florida offer and issue all small employer health plans on a
How does one distinguish a managed care organization MCO a preferred provider organization PPO and a health maintenance organization HMO )?
Why are managed care plans regarded as health insurance how do managed care plans differ from traditional insurance?
What is the waiting period on the waiver of premium rider in life insurance policies?
In order to solicit insurance in Pennsylvania all of the following is required EXCEPT
According to the California Insurance Code, what is the maximum penalty per violation
Which of these is the automatic mode of settlement for life insurance policy proceeds
How often must an insurance agent licensed in the State of New York renew the license?
Which of the following insurers/organizations are not technically insurance companies?
Which of the following is NOT a requirement to sell, solicit, or negotiate Long-term Care insurance
What is the purpose of the Pennsylvania Life and Health Insurance Guaranty Association Quizlet
What must be given to a life insurance applicant when the agent receives an application
Which health insurance program provides coverage for people over the age of 65 quizlet?
Kathy pays a monthly premium on her health insurance policy how long is her grace period
Which of the following is a required provision in all individual life insurance policies
Which of the following is an optional provision in an individual health insurance policy?
An existing life insurance policy is being replaced by a new one. a notice of replacement
A key drawback to outcome-oriented contracts is that they tend to ______ the agents risk.
Christine has a health insurance policy that has been in force beyond the incontestable period
Which unfair trade practice involves making a false statement on an insurance application?
What is the main difference between a stock insurance company and a mutual insurance company quizlet?
What is the main difference between a stock insurance company and a mutual insurance company?
Which describes the concept that the insured pays a small amount of premium for a large amount of risk on the part of the insurance company?
Which type of policy allows the policyowner to pay the entire premium in a shorter period of time before the policy matures?
What is the maximum penalty that may be imposed under California law for an insurance agents willful violation of the statute prohibiting unfair practices in insurance?
How much time does someone have to return a life insurance policy that is a replacement for a full refund?
How much time does a licensee have to respond to the Department of Insurance after receiving an inquiry concerning a claim?
Benefits under a health insurance policy may with the insureds written request be payable to
What is the penalty for small businesses who dont provide health insurance for employees California?
What is the final phase of a communitys participation in the National Flood Insurance Program?
What is the initial phase of a community participation in the National Flood Insurance Program called?
What is required to be included on an advertisement for properties listed for sale by agents quizlet?
For listing agents, selling real estate involves three separate sales which is NOT one of them
Which of the following uses software agents installed on systems that search the systems for presence of sensitive information?
What are four individual health insurance policies that are regulated by individual states?
Which action should a producer take when submitting an insurance application to an insurer?
The California Life and Health Insurance Guarantee Association covers all of these types of policies
How many years must a US insurance company maintain all necessary records on transactions involving insurance products?
The Arizona Life and Disability Insurance Guaranty Fund protects an insured in the event of
What is the minimum free look period for newly issued life insurance policies in the state?
What is the grace period for a health insurance policy with an annual premium payment mode quizlet
What would happen if a life insurance applicant is given a conditional receipt and dies the next day?
What is the primary source of underwriting information for an individual health insurance policy?
What is the process of determining the premium charged and how much insurance is required for a particular loss?
Which of the following is the effective date of coverage for an applicant who has been issued a conditional receipt?
Which agency provides medical coverage to veterans family members through its tricare program?
Which of the following best describes the Federal Deposit Insurance Corporation FDIC requirements?
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